Who are we?
Frederika Clay
Founder and Independent Financial Planner
Frederika is a Chartered, Fellow of the Chartered Institute for Securities and Insurance (CII).
Frederika and has been working in Finance for nearly 20 years spanning high-street banking, Investment Management and Financial Advice.
Frederika has two young children and is often found walking along the River Dee in Chester with an ice-cream or chasing after the children on a bike ride.
Tony Brierley
Head of Client Experience
Tony has over 35 years working in Financial Services as an Independent Financial Advisor and is delighted to be a part of F & O Wealth Management to manage the client support department.
Tony is married with three grown up children and three grandchildren. Tony is very much a family man and also enjoys playing golf and watching football. His biggest work passion is building long term client relationships and providing an excellent , personal client experience.
Ray Bucknell
Ray was a long-term Chartered Financial Planner and ran a successful financial planning firm in the North West for 20 years. More recently, he was Head of Operations for a national firm before retiring from full-time employment in February 2025.
Ray will be working part time, advising on systems and helping to shape the long term strategy for F&O Wealth Management.
In his leisure time, Ray enjoys woodwork and needlework. He is also a keen traveller and volunteers for a local wildlife charity. He is married with one son and has one granddaughter.